One application gets you the whole market!
We search the entire loan market to compare loans online, so you don’t have to, without affecting your credit score! In just 3 minutes you will receive a personalised comparison table of pre-approved loan offers ready for you now! PersonalLoansNow is the meeting point of trusted personal loans direct lenders, private lender partnerships and high street banks. One application gives you access to the best online loans in the UK market, so you can choose the best credit option for you and stay in control of your data.
Fair, safe and simple.
We are also a direct lender, and we want to work with you. But if we find a better offer for your needs, we will always show it to you even if that means losing you as a customer to one of our competitors. This is what we call fair!
Credit on Demand
FCA Authorised, GDPR compliant and HIGH approval rateWe developed the Credit on Demand online loan app with one goal in mind: To get you the money you need, safe and fast. We explore all available options, so you don’t have to! It’s that simple. You can download the app now, free of charge.
Online loans in the UK just got bigger and better!
We’re changing the rules of the game, and we’re doing it just for you! We’re making credit of £2,000 – £25,000 more accessible, more affordable and by far more reliable for people in the UK, and all it takes is a 3-minute application form. Forget payday loans, avoid expensive overdrafts and ignore pushy companies trying to sell you loans over the phone. Apply with Personal Loans Now direct lender and put your finances back in order. Enough is enough!
Our form takes 3 minutes to complete.
Compare loans online to get a personalised table of real rate loan from 40 plus trusted lenders.
Be in control from start to finish.
Compare Loans in the UK With Personal Loans Now
Applying for cheap loans online that you need with Personal Loans Now is easy. With just one application, you can access some of the most competitive rates regardless of the loan type you’re applying for. From easy online loans for cars, secured or unsecured loans, or even loans that require a guarantor, we have a wealth to choose from that put you and your safety, security and needs first.
Why Choose Secured Loans?
Here at Personal Loans Now, as a direct lender, we make the application and valuation process for any secured loans simple, giving you access to plenty of alternatives to traditional secured finance. When the loan is secured against your assets, whether that’s your home, car or similar, you can borrow larger amounts, benefit from lower interest rates and you’ll even have a better chance of acceptance. You could also have a higher chance of acceptance if you have a poor credit score, as the risk to the lender is reduced when you offer an asset as collateral.
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Why Choose Personal Loans?
Personal loans with us give you all the features of a bank loan, with the added benefit of no needless face-to-face meetings and a higher chance of acceptance even if you have bad credit. The process is 100% online, giving you quick access to funds when you need them without any tedious paperwork and with our responsible lending practices, you can have extra peace of mind in their security. If we can’t offer you a loan ourselves, we’ll compare loans in the UK from other trusted companies and match you with a lender that can in order to provide you with the unsecured loan that you need.
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Why Choose Guarantor Loans?
Benefit from the support and security of a guarantor with online guarantor loans. If you have bad credit, you could still access the funds you need with the support of a family member or friend who is willing to act as guarantor for your application. Offering lower APR rates, a loan with a guarantor can offer you security and, provided the appropriate affordability checks are in place, you can rest assured that acceptance rates are high. Loans with Personal Loans Now are affordable, trustworthy and easy to access, taking away the stress of borrowing.
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Bad Credit Loans
If you have bad credit but are in need of financial relief, we’re proud to offer our loans to borrowers with poor credit on an unsecured or guarantor basis. We act as direct lenders, offering high acceptance rates with our easy online loans, even if you have a poor credit history, giving you the peace of mind that you could still access the funds you need in an emergency. Application is easy, and we’ll give you an instant decision so you aren’t left waiting for the answer you need in a tough patch or a financial emergency.
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Why Choose Car Loans?
Looking to buy a car but haven’t got the funds to hand? A car loan, whether that’s a logbook loan, credit or another form of car finance, can give you access to the vehicle you need without the pressure of footing the bill upfront. With no prying questions and none of the stress of waiting for approval as with standard finance from a dealership, you can get the funds you need, fast. Let us find the best rates for your vehicle loans with secured or unsecured lending depending on the type that suits you and your financial situation best.
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Borrow With Peace Of Mind
Safety is our top priority here at Personal Loans Now. Our mission is to open up the world of affordable lending to everyone and we take every care to ensure that the applications that we receive are only approved if we believe the online loans with monthly payments are safe for you. As an FCA approved lender, we operate within strict guidelines to ensure that our loans are affordable, feasible and most importantly, safe for every borrower we lend to. While we can accept applications from those with a poor credit history, we do reduce the amount available to ensure optimum safety for you and your finances. As standard, we offer loans between £2,000 and £25,000, but for loans offered to those with poor credit, this is reduced to £7,500 for our unsecured loans. You can apply for higher amounts in some cases but will need to provide an asset as collateral with one of our secured loans.Why Choose Personal Loans Now For Online Loans?
Whether you’re looking to compare online loans with monthly payments or are just getting started in your online loans journey, Personal Loans Now are on hand to take you from application to the final payment. We are a direct lender, offering full support from the moment you enter your name through each repayment if you are accepted. We are also proud to be a premium broker, so if we can’t accept you or there are better rates available, we’ll provide you with a personalised table of pre-approved loans from over 40 trusted lenders.
Loans from
£2,000 – £25,000
Decision time
90 seconds
Application takes
3 minutes
Direct lender
Fully authorised
Bad credit accepted
High approval rates
High Acceptance Rates
We have already accepted over 50,000 loans through Personal Loans Now and are ready and raring to accept more. We are proud of our high acceptance rates and even in cases where we can’t offer you the funds directly, we have a panel of lenders on hand who can so you can rest assured you stand the best chance.
Easy Online Loans Application
Our online application process is quick and easy, giving you access to online loans today without the need for any confusing or unnecessary paperwork along the way. You can access the cash you need with no fuss and complete ease, with minimal impact to your credit score as we will only check your report once.
40+ Additional Lenders
Using our premium broker service, we can offer all of our applicants easy access to not just our own online loans, but we can also compare loans in the UK from over 40 additional lenders in order to find the most competitive rates within the market. With just one application, you can compare loans online without affecting your credit score.
Ongoing Support From Our Team
Our team are more than happy to provide you with full support from this very moment, through the application and on to the final repayment that closes the loan. No question is too big or small for us – just get in touch by phone, email or on our online chat and we’ll be more than happy to help with any query you may have.
Competitive Real-Time Rates
Whether you’re looking to borrow directly from us, or you’ve got your eye on one of the other loan offers from our panel, you can benefit from competitive, real-time rates that give you the very best deals at the time of application. Apply with peace of mind that you’ll always be getting real, accurate and personalised rates for you.
FAQ
Can You Get Online Loans in the UK With Bad Credit?
How Long Will It Take To Compare Loans Online?
What If I Can’t Meet Repayments On My Loan?
Are Online Loans in the UK Safe?
Apply now for your personal credit and get an instant decision.