One application gets you the whole market!

We search the entire loan market to compare loans online, so you don’t have to, without affecting your credit score! In just 3 minutes, you’ll receive a personalised comparison table of pre-approved loan offers ready for you. Personal Loans Now will compare trusted personal loans direct lenders, private lender partnerships and high street banks. One application gives you access to the best online loans in the UK market. You’ll be able to choose the best credit option for you and stay in control of your data.

 

Fair, safe and simple.

We are a direct lender, and we want to work with you. But if we find a better offer for your needs, we will show it to you. Even if that means losing you as a customer to one of our competitors. This is what we call fair!

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Credit on Demand

FCA Authorised, GDPR compliant and HIGH approval rate

We developed the Credit on Demand online loan app with one goal in mind: To get you the money you need, safe and fast. We explore all available options, so you don’t have to! It’s that simple. You can download the app today, free of charge.
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Online loans in the UK just got bigger and better!

We’re changing the rules of the game, and we’re doing it just for you! We’re making credit of £1,000 up to £25,000 more accessible, more affordable and by far more reliable. All it takes is a 3-minute application form. Forget payday loans, avoid expensive overdrafts and ignore pushy companies trying to sell you loans over the phone. Apply with a Personal Loans Now direct lender and put your finances back in order. Enough is enough!

1
Apply Online
Our form takes 3 minutes to complete.
2
We search the whole market for you.
Compare loans online to get a personalised table of real rate loan from 40 plus trusted lenders.
3
You choose the best option for you.
Be in control from start to finish.

Compare Loans in the UK With Personal Loans Now

Applying for cheap loans online that you need with Personal Loans Now is easy. With just one application, you can access the most competitive rates regardless of the loan type you’re applying for. From easy online loans for cars, secured or unsecured loans, or even loans that require a guarantor. We have a wealth to choose from that put you and your safety, security and needs first.

Why Choose Secured Loans?

Why Choose Secured Loans?

Here at Personal Loans Now, as a direct lender, we make the application process for any secured loans simple. We’ll give you access to plenty of alternatives to traditional secured finance. When the loan is secured against your assets, whether that’s your home, car or similar, you can borrow larger amounts. This can mean you’ll benefit from lower interest rates and you’ll even have a better chance of acceptance. You could have a higher chance of acceptance if you have a poor credit score. This is because the risk to the lender decreases when you offer an asset as collateral.


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Why Choose Personal Loans?

Why Choose Personal Loans?

Personal loans with us give you all the features of a bank loan, without the needless face-to-face meetings. You’ll also have a higher chance of acceptance even if you have bad credit. The process is 100% online, giving you quick access to funds when you need them. This is without any tedious paperwork and with our responsible lending practices in place. You can have extra peace of mind in their security. If we can’t offer you a loan ourselves, we’ll compare loans in the UK from other trusted companies. We’ll match you with a lender that can help in order to provide you with the unsecured loan that you need.

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Why Choose Guarantor Loans?

Why Choose Guarantor Loans?

Benefit from the support and security of a guarantor with online guarantor loans. If you have bad credit, you can still apply for the funds you need. The support of a family member or friend who can act as guarantor for your loan will increase your chances. Offering lower APR rates, a loan with a guarantor can offer you security. Provided the appropriate affordability checks are in place, you can rest assured that acceptance rates are high. Loans with Personal Loans Now are affordable, trustworthy and easy to access. We can take away the stress of borrowing with one application.

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Bad Credit Loans

Bad Credit Loans

If you have bad credit but are in need of financial relief, we can help you. We’re proud to offer loans to borrowers with poor credit on an unsecured or guarantor basis. We are direct lenders, offering high acceptance rates with our easy online loans. If you have a poor credit history, we’ll give you peace of mind. You can still access the funds you need in an emergency with a poor credit score. An application is easy, and we’ll give you an instant decision. You won’t be waiting for the answer you need in a tough patch or a financial emergency.

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Why Choose Car Loans?

Why Choose Car Loans?

Looking to buy a car but haven’t got the funds to hand? A car loan, whether it’s a logbook loan or other form of car finance, can give you access to the vehicle you need. All without the pressure of footing the bill upfront. This is without no prying questions and no stress of waiting for approval as with standard finance from a dealership. You can get the funds you need, fast. Let us find the best rates for your vehicle loans with secured or unsecured lending. We’ll find you the type of loan that suits you and your financial situation best.

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Borrow With Peace Of Mind

Safety is our top priority here at Personal Loans Now. Our mission is to open up the world of affordable lending to everyone. We ensure that an application is approved only if the online loans with monthly payments are safe for you. As an FCA approved lender, we operate within strict guidelines. We want to ensure that our loans are affordable, feasible and safe for every borrower we lend to.   While we can accept applications from those with a poor credit history, we do reduce the amount available. This is to ensure optimum safety for you and your finances. As standard, we offer loans between £1,000 and up to £25,000. For loans offered to those with poor credit, this is reduced to £7,500 for our unsecured loans. You can apply for higher amounts, but will need to provide an asset as collateral with one of our secured loans.  

Why Choose Personal Loans Now For Online Loans?

We can help if you want to compare online loans with monthly payments or are just starting with your online loans journey. Personal Loans Now are on hand to take you from application to the final payment. We are a direct lender, offering full support. From the moment you enter your name through to each repayment if you are accepted. We are proud to be a premium broker. If we can’t accept you or there are better rates available, we’ll show you them. We’ll provide you with a personalised table of pre-approved loans from over 40 trusted lenders.

Loans Loans from £1,000 – £25,000
Decision Decision time 90 seconds
Preocess Application takes 3 minutes
Reputable Direct lender Fully authorised
Bad Credit Bad credit accepted High approval rates

High Acceptance Rates
 

High Acceptance Rates

We have already accepted over 50,000 loans through Personal Loans Now and are ready and raring to accept more. We are proud of our high acceptance rates. In cases where we can’t offer you the funds directly, we have a panel of lenders on hand who can help. You can rest assured you stand the best chance when applying through us.

Easy Online Application
 

Easy Online Loans Application

Our online application process is quick and easy. We’ll give you access to online loans today without the need for any confusing or needless paperwork. You can access the cash you need with no fuss and complete ease. This will have a minimal impact to your credit score as we will only check your report once.

40+ Additional Lenders
 

40+ Additional Lenders

Using our premium broker service, we can offer all our applicants easy access. Not just our own online loans, but we can compare loans in the UK from over 40 additional lenders. This is in order to find the most competitive rates within the market. With just one application, you can compare loans online without affecting your credit score.

Ongoing Support From Our Team

Our team is more than happy to provide you with full support. Through the application and on to the final repayment that closes the loan, we can help you. No question is too big or small for us. Just get in touch by phone, email or our online chat, and we’ll be more than happy to help with any query you may have.


Competitive Real-Time Rates

Whether you’re looking to borrow directly from us, or you’ve got your eye on one of the other loan offers. You can benefit from competitive, real-time rates that give you the very best deals at the time of application. Apply with peace of mind that you’ll always be getting real, accurate and personalised rates for you.

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FAQs

Can You Get Online Loans in the UK With Bad Credit?

At Personal Loans Now, we offer online loans with monthly payments to applicants with poor or bad credit scores. This is dependent on your current financial state and the results of our affordability checks. We strive to make lending accessible to the masses while keeping things safe and secure for the duration of the loan. As an FCA-approved lender, we conduct thorough checks as part of the application process. This is to make sure that all our applicants can afford their requested loans. This will also reduce the chances of you falling into financial hardship as a result of the agreement. If lenders keep declining your loan application, we encourage you to read this article to understand the main reasons lenders decline loan applications and how to resolve it.

How Long Will It Take To Compare Loans Online?

When you fill in our application form, you’ll be given a decision instantly. As a direct lender, we can offer cheap loans online to you ourselves. We’ll compare loans online from over 40 additional lenders through our premium broker service. We want to make sure all our applicants get the best rates possible. This is why we’ll show you real-time information from the lenders on our panel. All so you can compare and choose the online loans that suit you best.

What If I Can’t Meet Repayments On My Loan?

If you have a loan with us and believe you will miss a repayment, you should contact our team as soon as possible. We may be able to discuss solutions to prevent defaulting on the loan and help you regain control. If you’ve borrowed through any of the other lenders on our panel, you should contact them directly. This way you can discuss potential solutions if you have, or are going to miss a repayment.

Are Online Loans in the UK Safe?

We take care to ensure that the process of applying for and managing online loans is safe, secure and trustworthy. You can borrow money with confidence through Personal Loans Now. We are FCA-approved and adhere to all legislation and guidelines to ensure the best experience for you. Not only on when applying for the loan, but after you’ve been approved and have received the money. We adhere to GDPR guidelines so your details will remain private. Your details will only be shared with the lenders that you give us permission to contact on your behalf.

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Apply now for your personal credit and get an instant decision.