How much I can get?
How fast can I get decision?
90 seconds
How long does the process take?
3 minutes
Trust building
Reputable Panel of
UK Lenders
Personal loans for:
bad credit & great credit

We are experiencing a severe level of fraudsters’ activities in the UK. We will NEVER contact you by phone, and we NEVER charge for our services. If you receive a phone call offering you a loan, it’s a fraud! Give them no details and disconnect.

Enabling online credit
for more people in the UK.

Apply Now

* Get £500 – £25,000 today, if approved

Representative Example: Amount of credit: £2,000 for 36 months at £93.90 per month. Total repayment amount: £3,380.40. Interest: £1,380.40. Interest Rate: 38% p.a. (fixed). Representative 45.3% APR. Rates can vary from 35.9% APR – 99.9% APR.

If you are eligible for a loan, we could help find one for you*.
Personal Loans Now ( is a registered trading name of Rigstone Capital UG which is an Introducer Appointed Representative of Quint Group Limited, who are a credit broker and not a lender. Personal Loans Now Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd. for the purposes of obtaining a loan. Personal Loans Now does not provide any loan or consumer credit products directly

Personal loans online, Get decision now!

Get £500 to £25,000* today, if approved

Representative 45.3% APR

  • 1

    Apply Online

    The entire lending process is online. All personal loans are unsecured and require no guarantor.

  • 2

    Get instant decision

    Monevo's lending technology allows for an instant decision. Average time, 30 seconds.

  • 3

    Get your money fast

    Oh, it is fast. Very fast. Once you get approved and accept the loan offer, the lender will try to get you the money within the hour**.

Ready to borrow money online?

New technology makes online credit accessible for more people in the UK

If you are eligible for a loan, We could help find one for you.

Personal Loans Now use Monevo’s advanced technology, designed to make personal loans and online credit more accessible and more affordable to people in the UK.

Unlike payday loans, Personal Loans APR is much lower, and you can get a larger amount of money if approved. So, if you are qualified to get a loan, let us help you find the right personal loans lender for you. There is no fee to for the Loan Introductory Service. The loan application is completely free, with no obligations.

The fastest systems and advanced security measures are used to get the money safely into your account. Even over the web, we believe in a personal connection. In our case, ‘personal’ loans are not just a slogan; it is the essence of our business. Monevo’s technology makes unsecured credit available online to many people in the UK.

Apply now for your personal loan and get an instant decision

Finding you the best personal loan online is our business.

Doing it right is our moral responsibility.

We aspire to make personal loans online a convenient experience for you. Above all, we know that borrowing money is a serious decision made in stressful situations. We want you to know that we will always be there for you to help you through the application process.

Simplicity, speed, security and trust are the building blocks of our business. We are an Introducer to Quint who have a full authorisation from the Financial Conduct Authority (FCA). Our business is to help you find the right credit for your current circumstances. We try harder to be the best in what we do. We endeavour to make unsecured loans online not only fast and secured but also convenient, personal and hassle-free.

Loans may not for everybody, but they may just be the right credit option for you. Want to find out? Apply now and get a quick decision.

Some Frequently Asked Questions

Learn more with our new FAQ page

How do I apply for a personal loan online?

Applying for a personal loan online is simple and takes few minutes only. Please use secure websites only. No guarantor is needed. People with bad credit are welcome.

How much can you get a personal loan for?

Monevo’s carefully selected lenders offer personal loans between £500 and £25,000 for up to five years. The decision is fast. Also Loans for unemployed people with bad credit.

How can I get a persnal loan without a guarantor?

Getting a personal loan in the UK requires a combination of credit and affordability assessment. You can apply online here for bad credit loans without guarantor

Where can you get guaranteed loans?

Guaranteed loans are not allowed in the UK! It is illegal for a lender to offer guaranteed loans. However, you can choose to take a guarantor loan instead.

What is the lowest interest rate for a personal loan?

Many factors can impact the private interest rate lenders can offer. The best personal loan rates, are those you can repay conveniently.

What is a cheap interest rate on a personal loan?

Cheap personal loans are those that are cheaper than the alternative of not borrowing any money. Competitive interest rates can still be expensive if you can not afford it.

Are you qualified to get a PLN personal loan?

Personal Loans Now has access to one of the most powerful hubs of long term loans lenders in the UK through the Monevo panel of lenders. When you apply via us, they will virtually knock on the door of each and every lender in their lender network, trying to get your loan accepted with best terms.

Monevo offers a wide variety loans to fit more people specific needs.

* Want to learn more about personal loans in the UK? Read our complete guide.

The form takes 5 minutes to complete and you get an instant decision.