Online loans just got bigger and better!


We’re changing the rules of the game, and we’re doing it just for you! We’re making credit of £2,000 – £25,000 more accessible, more affordable and by far more reliable for people in the UK, and all it takes is a 3-minute application form. Forget payday loans, avoid expensive overdrafts and ignore pushy companies trying to sell you loans over the phone. Apply with Personal Loans Now direct lender and put your finances back in order. Enough is enough!

Loans Loans from £2,000-£25,000
Decision Decision time 90 seconds
Preocess Application takes 3 minutes
Reputable Direct lender Fully authorised
Bad Credit Bad credit accepted High approval rates
App Phone

Credit on Demand

FCA Authorised, GDPR compliant and HIGH approval rate We developed the Credit on Demand online loan app with one goal in mind: To get you the money you need, safe and fast. We explore all available options, so you don’t have to! It’s that simple. You can download the app now, free of charge.
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Direct lender or Broker?

Why should you choose one over the other if you can enjoy the benefits of both with one easy application form? is a UK premium direct lender specialising in providing and finding the best online loans for people with bad credit. We’ve already provided cheap personal loans to thousands of customers in the UK. As a fully authorised and regulated FCA direct lender, we will always start by trying to fund the loan into your bank account ourselves. If this isn’t possible, we will work with Monevo’s panel of premium lenders who specialise in providing all types of loans to get you the money you need fast no matter what your credit score. Whether you need long term loans for bad credit or a short-term loan, we will help you find the best credit option to suit your needs. This will significantly increase your chances of approval. We developed our website and Credit on Demand mobile application with one goal in mind: To get you the money you need, safely and quickly. We explore all available options, so you don’t have to! It’s that simple.

We have chosen to work with Monevo’s platform of lenders because they have some of the biggest and best FCA authorised lenders in the UK market, and can offer you with flexible loan terms to meet any cash flow requirements.

Our hassle-free online application form takes away the stress of having to carry out extensive loan searches. With just one application, the whole online-loans market is at your fingertips.

Apply Online The entire lending process is online. Our personal loans are unsecured, and there is no application fee.
Get an instant decision Our average decision time is 90 seconds! Time is money, and we don’t have any to waste.
Get your money fast Oh, it is fast. Very fast. Once you are approved and accept the loan offer, the lender will try to get you the money within the hour.
Apply Now
Apply now for your personal credit and get an instant decision.