Cash Loans

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Looking for the best cash loans online can be difficult. That’s why at Personal Loans Now we can make the whole process much quicker and simpler for you. If you want to borrow between £300 and £1500, then we’ve got instant cash loans at great rates from a wide selection of lenders. Many lenders offer same-day payout, so if your application is approved, you can potentially receive the funds the very same day. Hit apply now, and we’ll get started showing you quick cash loans that can make a huge difference.

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What Are Cash Loans Online?

When you need cash fast, Personal Loans Now can connect you with the same day cash loans you need. If you need money for an unexpected expense or home improvements, we’ll find cash loans in the UK for you. All you have to do is fill in some quick details, and we can instantly show you the best rates available.

How Do Cash Loans in the UK Work?

How Do Cash Loans in the UK Work?

Cash loans work very similarly to personal loans. You can choose the amount and repayment terms you want. If approved, you’ll likely receive funding into your bank account on the same day (this will depend on your lender). To be eligible for cash loans today, many lenders will require that you meet the following eligibility criteria:

  • Are aged 18 years or over
  • Are a UK resident
  • Have a regular income
  • Have a UK bank account


If you can confidently meet the above criteria, then click apply now. We can then show you instant cash loans that are suitable for you. The above are the minimum requirements for cash loans. You’re not guaranteed same day cash loans until your lender has submitted a full credit check and review of your application. We’ll show you the highest acceptance rate loans for your needs, but your lender will ultimately process your application and choose whether or not to approve it. We work with a panel of high acceptance lenders, so this could mean you’ll have the loan you want into your account very quickly.


Cash Loans for Bad Credit

We welcome applicants no matter your credit score. Cash loans for bad credit are an option if your affordability meets your lenders’ requirements. While we cannot guarantee cash loans for bad credit, there is a possibility you’ll be accepted for smaller cash loans. The maximum amount you can apply for would be £1500. It’s usually much more difficult for somebody with bad credit to get a loan in general. But we will do our best to find cash loans online that works for you, with the best rates and highest approval.

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With cash loans for bad credit, this can be considered if you have a guarantor agree to make payments if you default. They must have a good credit rating and be in a financial position where they can make repayments if they have to. Above all, they have to understand all their obligations. It’s a big commitment, so it’s important they understand the details of the borrowing fully. Before considering cash loans for bad credit, you should look to improve your credit score in general. Making small changes here and there can have a huge, positive impact on your financial future for the better.


Safe, Cash Loans Online For You

Personal loans now is a broker, and we connect you with responsible, FCA regulated lenders. Our panel of direct lenders are reputable and boast high acceptance rates for customers with all types of credit scores. This way you can trust that you’ll get the best rates on the market and always be treated fairly. The offers for cash loans online meet responsible lending standards as well. We use a safe and secure server to process your application. You can have peace of mind that your personal details are kept safe – and we’ll never share your information without your permission.

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Fast Cash Loans to Help in an Emergency

Getting the help you need quickly is a great feeling and something we can help you achieve with fast cash loans online. That great news is most direct lenders offer instant cash loans online in the UK. This means you have a high chance of receiving the funds quickly when applying through us. The lenders we connect you with can ensure you’ll be credited to your account the same day in most circumstances. If your application is outside of working hours (9-5 PM), more than likely you’ll receive the funds the next working day.

Whilst you may need cash loans for an emergency, you’ll need to consider whether the loan you want is affordable. The last thing you want is to overextend yourself financially if you can avoid doing so. We understand the unexpected can happen when you least expect it. Use our handy personal loan calculator to see the loan terms you can expect to pay. Before you apply for cash loans, you should use this as a guide to see how much you’ll need to cover the repayments.

Cash Loans FAQS

How Quickly Can I Apply for Cash Loans Online?

Very quickly, using our credit on demand system. With just a few short details, such as the amount you wish to borrow, repayment terms and a few personal details, we can provide you with a personalised table of cash loans online lenders. From here, you’ll be able to select the lender you wish to proceed with. Many of our lenders offer instant loan decisions and same-day funding, so you might be able to access the funds in your account today!

We will show you all the lenders who are best placed to agree with the terms you require. From there, it’s just a matter of choosing the lender that matches the terms you want. No loan is guaranteed for approval. You’ll need to go through a credit check first before any lender can deposit funding into your bank account. In most cases, you will receive funds the same day, but this depends on the time of day you apply.

Why is it Important to Have a Good Credit Score?

If you want access to the very best rates of interest on cash loans, you’ll need to have a good credit score. The lower your credit score, the lower your chances of getting a preferential rate of interest. So we recommend that you check your credit score prior to application through Personal Loans Now. This way, you can see beforehand what your score is and what the lenders can see. It will give you an overview of how best to improve this. If you have a poor credit score, you’ll find that only a small amount of borrowing will be allowed. This will sometimes be capped at £1500.

Can I Get Cash Loans with No Credit Check?

All of the lenders on our panel are FCA regulated and committed to responsible lending. This means you will not be able to receive cash loans online without a credit check as part of your application. If you’re concerned about your credit score or are in financial difficulty, we recommend checking your credit report. You should contact the Money Advice Service as well, who can offer you impartial advice on any money matters.

Will I Need a Guarantor for Cash Loans Today?

Usually, you will not need a guarantor as part of an application for cash loans. However, this will ultimately be down to whether your credit rating is good or bad. If you have a poor credit score or a very small amount of disposable income, this will present a higher risk. Having the option for guarantor loans will mean you can have someone co-sign your agreement and reduce the lending risk. This could be a much better option for someone on a tight budget. This is because if you fail to meet repayments, your guarantor would then be responsible to help make them on time. Like any form of lending, it is best to ensure the loan you want is one that you actually need to cover costs. This will help you avoid financial difficulties arising in the future.

Why Should I Use Personal Loans Now for Cash Loans?

We offer high acceptance rates, having already helped over 50,000 people get the funds they needed. We are proud to offer loans that can cover all types of expenses and situations. We are able to use over 40+ lenders to find you the best rates available. All you need is just one application for convenience, and we can show you the whole market available. Click apply now, and we will quickly look to approve and credit your bank account with cash loans today.

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