Debt Consolidation Loans

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* Affordable £2,000 – £25,000 Online!
RAPR 39.7%

Loans from
£2,000 - £25,000
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Struggling to manage all your debt? Convinced there’s a better way? There is! Debt consolidation loans will combine all your debts into one and leave you with only one payment per month. Personal Loans Now, a premium direct lender, provides debt consolidation loans even for poor credit. In the unlikely event that we cannot fund you the loan ourselves, we will work with handpicked lenders we trust to try and get you the perfect loan for your needs. Apply now for any loan amount up to £25,000*, with an instant decision and same day payout, if approved!

Are you looking for debt consolidation loans for bad credit up to £25,000*?
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Debt Consolidation Loans Bad Credit

Sometimes you just need to start afresh. When debts are piling up and you can’t stay on top of all the payments, your credit score starts falling and your situation seems hopeless. Have you considered a debt consolidation loan for bad credit? They can be tempting, but be sure to check that your monthly repayments of your loan for bad credit in the UK won’t be more than the total of your current repayments, or you won’t be able to afford them. If you’ve done the maths, a consolidation loan for bad credit may be the tool you need to help you climb out of debt. You can apply today to Personal Loans Now for debt consolidation loans for bad credit with an online decision for any loan amount up to £25,000*.

Debt consolidation loans - Personal Loans Now

Where can I get debt consolidation loans for bad credit with no guarantor?

Debt consolidation loans - Personal Loans Now

Can I receive debt consolidation loans for bad credit from direct lenders?

Debt consolidation loans with no guarantor are a type of unsecured loan. Personal Loans Now specialise in providing unsecured personal loans for bad credit. However, when shopping around for these loans, bad credit is not the only factor you should consider. Consider whether the price you will pay for borrowing the money (interest rate) is lower than other alternatives. If it is, and if you can repay it on time, you may have just found a good deal for your unsecured debt consolidation loan for poor credit.

Yes! There are many direct loan lenders who offer debt consolidation loans for bad credit. Are you’re struggling with keeping up with repayments? Rather than getting a bad credit record, you can apply for debt consolidation loans. This will help you by giving you only one monthly repayment to focus on. So, getting a loan from a direct lender to consolidate credit card debt with your other debts can really help you to improve your credit rating. Look for a debt consolidation loan for poor credit the UK, as these will usually have a higher acceptance rate.

  • Bad credit debt consolidation loans
  • No guarantor needed
  • No application fee
  • Instant decision
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Debt consolidation loans - Personal Loans Now

Alternatives to Debt Consolidation Loans

Having lots of different debts may mean that you are unable to cope with the large number of different payments due each month. Consolidation loans are a means of putting all the debts together – consolidating them. If you’re struggling with debt, a debt consolidation loan isn’t the only answer and it may not be the right solution for your specific needs. Personal loans and short term loans can be a great alternative to help you consolidate your debt. When thinking of applying for a debt consolidation loan, you must be able to reduce the overall interest paid and the overall total loan repayment. One other big advantage of these loans is that you are left with one affordable monthly payment.

Debt consolidation loans - Personal Loans Now

Why should I take a personal loan to consolidate debt as an alternative?

Debt consolidation loans - Personal Loans Now

What are the benefits of taking a short term loan as opposed to a debt consolidation loan?

The interest rate can be lower on personal loans, and the total loan repayment may be lower than a debt consolidation loan. You can find a debt consolidation personal loan that works out cheaper than your current debts. But there is still something important to find out. Will you be charged an early repayment fee from any of your existing lenders? Some lenders will make you pay a penalty for closing a loan early. This penalty will push up the total cost of your personal loan.

Using a personal loan to combine debt can only be of benefit if you are sure you can make the repayments in full and on time. It is important that you take this opportunity to change your lifestyle and attitude towards borrowing. Cutting back on spending is one choice that will help you to keep your finances on track in the long run.

Short term loans for bad credit are often more easily available than debt-consolidation loans, and they’re offered by many lenders. With a debt consolidation loan, the lender pays off all the debt for you, and you pay them back. There are often additional charges for this. However, when taking a short term loan to pay off all your debts you are doing all the arrangements yourself. This can save you paying additional fees and charges. When applying to Personal loans Now we don’t charge you a penny for our service!

If you do decide that short term loans are the best option to pay off your debts, shop around for the best deal. Use APR to compare rates on comparison websites as this figure includes any arrangement fees. But remember, the APR of low APR pre-approved short term loans often goes up when you actually apply. Take any set up fees for the new short term loan into account when calculating whether a short term loan is worth it for you.

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Debt consolidation loans - Personal Loans Now

Debt Consolidation Loans from Personal Loans Now

Personal Loans Now, an FCA authorised direct lender in the UK, specialise in providing debt consolidation loans at excellent prices. This will help you get your existing debts under control. You can apply for anything between £2000 and £25,000* and receive an instant decision on your application, even with bad credit. In the unlikely event that we can’t fund you the money ourselves we will work with Monevo’s platform of direct lenders to try and get you the best loans for your specific needs. Once you are approved and accept the loan offer, the money will be sent to your bank account on the same day**. Apply now and get those runaway debts under control.

Debt consolidation loans - Personal Loans Now Apply now for a debt consolidation loan from a responsible lender - Personal Loans Now

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