Guarantor Loans

FCA
Authorised
Loans from
£500 - £25,000
Instant
decision
One application,
many lenders
Bad credit
welcome

Looking for guarantor loans in the UK? A guarantor loan for bad credit is often cheaper than loans with no guarantor. We have access to Monevo’s panel of FCA-authorised direct lenders who can offer you many types of cheap loans and best interest rates, with a guarantor. Once approved you can have the money in your bank account the same day. Have a bad credit score? Not a problem! Apply now for up to £25,000 with an instant decision. Personal Loans Now would love to help you!

Are you looking for guarantor loans for bad credit from a direct lender?
Apply now and get an instant decision!

Everything about our guarantor loans



Guarantor Loans for Bad Credit

If you have bad credit, you will know that it can be challenging to get approved for a loan. Having a guarantor can solve this! It’s often much more accessible to obtain UK credit with loans that have a guarantor. This is because they are far less risky for the lender. Therefore, poor credit guarantor loans in the UK are usually cheaper. They also have a higher acceptance rate than other bad credit loans.

Personal Loans Now- guarantor Loans

Are guarantor loans with no credit check reliable in the UK?

Personal Loans Now- guarantor Loans

Can I get a bad credit guarantor loans as a non-homeowner?

No! It is illegal to offer guarantor loans with no credit check in the UK. It is against the law for any lender to provide such loans. Why would you want to share your sensitive and confidential information with a lender who doesn’t have your best interests in mind as they do not follow the UK lending rules? The good news is that we work with Monevo who has access to some of the most trustworthy and reliable lenders in the UK who offer loans with a guarantor wi very bad credit.

Yes, even if you aren’t a homeowner, we still provide guarantor loans for bad credit in the UK. We have access to FCA authorised direct lenders who specialise in offering these loans to people with a bad credit rating. Giving non-homeowner guarantor loans with a same day payout too presents a lower risk to the lender compared to a loan with no guarantor. The lending criteria for Personal Loans Now is that borrowers are over 18 years of age, those who are  UK residents, and hold a UK bank account.

  • Bad credit guarantor loans as a non-homeowner
  • Poor credit guarantor loans
  • Instant decision
  • High acceptance rate
  • No application fee


Personal Loans Now- guarantor Loans

Guarantor Loans with a Low APR

Although rates for borrowing money are high according to market standards this kind of borrowing has lower rates than those for payday loans. So, anyone who is having trouble getting accepted for cheap personal loans may want to consider borrowing loans with a guarantor and a low APR. By asking a guarantor to cosign your loan application we will do our best to find the best guarantor loans with low APR for you. Your guarantor should know all the terms and conditions before signing.

Personal Loans Now- guarantor Loans

Where can I find the cheapest guarantor loans in the UK?

Personal Loans Now- guarantor Loans

How can I apply for low-interest guarantor loans in the UK?

Personal Loans Now have access to a wide range of FCA-authorised direct lenders who specialise in offering cheap loans with a guarantor in the UK. A guarantor loan is often cheaper than loans with no guarantor, and have lower interest rates. This is because they are much less risky for the lenders. An important point to note is that it is not just about receiving the cheapest loan. It is also about getting a loan from a trustworthy and reliable lender. You also want to make sure that the lender has a secure website since you will be giving over confidential and sensitive information.

You can apply with Personal Loans Now for low rate guarantor loans. All you need to do is fill out our simple online application which will just take a few minutes of your time. There are no application fees, postal fees or fast funding fees. Any charges that you may receive for a guarantor loan with an instant payout and a low APR will come directly from the lender that you are approved by. This will be subject to their terms and conditions. Loans with a guarantor in the UK with low APR usually have interest rates starting from approximately 39.9%. But they can go up to 49.9%. The average is 46.3%, so use this as a guideline to check that you’ve indeed found the best low APR guarantor loan you can.

  • Cheap guarantor loans
  • Best rate loans
  • Low-interest rate (APR)
  • No application fee
  • High acceptance rate

Personal Loans Now- guarantor Loans

Guarantor Loans with Instant Payout

Instant loans with a guarantor are available online from many lenders. Being a UK resident will enable you to find these types of loans with an instant payout and a low APR. At Personal Loans Now, all loans with a guarantor are same day using Monevo’s lender panel – and we won’t charge you any extra for this service.

Personal Loans Now- guarantor Loans

Are instant guarantor loans from direct lender easily available in the UK?

Personal Loans Now- guarantor Loans

Can I get same day guarantor Loans at no extra charge?

There is no such thing as ‘instant guarantor loans’. It is common for people to search for ‘instant loans’ from direct lenders when they need cash fast. However, it is important to note that responsible lenders authorised and regulated by the FCA will never offer you a loan that is entirely instant. However, Personal Loans Now do have access through Monevo to guarantor loan lenders who offer an instant decision. This will help you to know whether there is a chance of getting approved by a lender. While in-store loans with a guarantor can take time to sort out, you can get instant loans with a guarantor online often without having to send in any documents. These fast loans with a guarantor can be a huge help when you need the money quickly.

You can apply to Personal Loans Now by filling out an online loan application for same day loans with a guarantor for no extra charge. We pass on your application to Monevo Ltd who will find you a suitable FCA authorised lender. These lenders specialise in providing these loans with a same day payout. However, each lender has their individual charges that they may have on the guarantor loans that they offer. If you are approved, you can decide whether you want to take the loan or not. If you take it, the money will be sent to your bank account the same day.

  • Fast guarantor loan
  • Instant decision online
  • Guarantor loans same day payout
  • No application fee
  • High Acceptance rates

Personal Loans Now- guarantor Loans

Guarantor Loans from Personal Loans Now

Guarantor loans for bad credit can be cheaper than loans without a guarantor. But is it worth the hassle that’s often involved in finding a guarantor? Additionally, if you do struggle paying back your loan or to make the monthly repayments, it may affect your relationship with your guarantor. At Personal Loans Now, we leave the decision up to you. If you don’t have the option of applying from a friend or family member, you can apply for anything between a £500 loan and a £25,000 loan with or without a guarantor. Enjoy high approval rates for both, even with a bad credit score too.

We use Monevo’s advanced technology to find the lender that’s right for you so that we can provide you with a loan decision within 90 seconds. If approved, you should receive the money to your bank account on the same day. With repayment terms ranging from 1 month to 10 years plus. Applying with Personal Loans Now grants you the ultimate level of flexibility of guarantor loans.

Personal Loans Now- guarantor Loans

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