High Acceptance Loans

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At Personal Loans Now, we are proud to offer high acceptance loans that have helped many applicants already. We can provide the best rates available on the market. If you have a good credit rating, or even a bad one, we’ll find a loan that works for you. Using our credit on demand database to show you the direct lenders best placed to help. Click apply now, and we’ll show you high acceptance loans direct lenders who can offer you the loan you need fast.

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High Acceptance Loans Direct Lenders – How Does it Work?

We can show you the best available high acceptance loans tailored to your circumstances. All with just one application to fill in. Once you click apply now, we can get to work with showing you a personalised table of offers. This will show you the repayment terms available and amount of interest. We can show you a personalised table of offers that matches the loan and repayment terms you want. This will provide you with all the information you need to make an informed decision. The great part is you can have access to all this information without undertaking a search of your credit file. Allowing you to easily browse what available offers there are, without affecting your credit score. It all starts by clicking apply now, and we’ll help you find high acceptance loans direct lenders in an instant.


What Do I Need to Be Eligible for High Acceptance Loans?

To apply for quick loans with high acceptance, you’ll need to meet the following eligibility:

  • You are aged 18 years or over
  • You are a current UK resident
  • You have a UK bank account
  • You have a regular source of income

If you can meet the above, you’re well on your way to applying today through Personal Loans Now. The above is a minimum requirement to apply and not a guarantee you’ll be approved for high acceptance loans. As part of your application, you’ll need to ensure you have the affordability to make the repayments you want. Also, you’ll undertake a credit search as part of the approval process. If you have any questions about eligibility, please don’t hesitate to contact us. You can speak to our helpful team who will be able to assist you.


High Acceptance Loans for Bad Credit

Yes, you’ve read that correctly, we can help you find lenders who can provide high acceptance loans for bad credit. We understand that some applicants may not have the best credit history and their current credit score is poor. We consider this when processing your application, for example, if you are in an emergency situation. We look at your current affordability as well as your credit file when making a decision. This is how we can help provide high acceptance loans where other lenders may not be able to help. As a direct lender ourselves, we could credit you the money you want if we can approve your application. If we can’t, then we’ll show you the direct lenders who can.

Why Choose Personal Loans Now for Quick Loans with High Acceptance?

We can offer you many great reasons, as well as our high acceptance rates, to apply through us today, including:

  • Fast Online Application – You can apply for lending through us completely online. This means no waiting for paperwork to sign.
  • High Acceptance Rates – we have helped 50,000 applicants just like you with high acceptance loans already.
  • Low APR Rates – we’ll search the market and show you high acceptance loans with the lowest APR rates available.
  • Same Day Funding – once you have been approved, we can credit your bank account on the very same day.
  • Flexible Repayment Terms – you can choose the repayment terms you want, and we’ll match you with the lenders who can provide them.
  • Instant Online Decision – we’ll process your application and provide you with a decision in just 90 seconds.

All you have to do is click apply now. We can start by showing you the 40+ high acceptance loans direct lenders who are best placed to help.

High Acceptance Guarantor Loans

High Acceptance Guarantor Loans

If you have poor credit and aren’t sure if you’ll be accepted for the loan, you could look to apply with a guarantor. Applying for a guarantor loan can increase the chances of you being accepted. This is due to the lower risk presented to a lender. Your guarantor will need to meet some minimum requirements as well. So, if you’re not sure who would be a suitable candidate, we can help point you in the right direction.

  • A guarantor can be a close relative, friend or co-worker
  • They cannot be a spouse or someone you have a joint bank account with
  • They must be in full-time employment
  • They need to have a good credit history
  • They need to be at least 21 years old, and no older than 75 years old.

If you have a suitable person who is happy to be a guarantor on a loan for you, then click apply now. We can show you lenders who can process high acceptance loans with a guarantor. Remember, even if you have a suitable guarantor, this doesn’t guarantee you’ll get approved for the loan you want. They’ll need to undertake a credit search as will you as part of the approval process.


High Acceptance Loans FAQs

Can I Get Low-Interest High Acceptance Loans?

Yes, we can search the market to find the best rates of interest available for you. Depending on your circumstances, you may not be able to receive the very best rates. This will require a good credit score and affordability. Having a guarantor can increase the chances of receiving the best rates available but can’t be guaranteed. At Personal Loans Now, we charge a fixed rate of interest at 39.7% RAPR. However, some lenders we connect you with may charge anything up to 99.9% and sometimes at a variable rate as well as fixed. You’ll need to check the credit agreement carefully before agreeing to a loan. This will ensure you’re happy with the interest charge.

Do I Have to Have a Guarantor as Part of My Application?

You don’t need to have a guarantor to apply, but it may help increase your chances of being approved. For example, if you’re self-employed you may need one. This is because having a guarantor as part of your agreement will present a lower risk to the lender. The guarantor you choose will need to have a good credit rating. This will ensure that if you did struggle to repay the loan, the guarantor will be able to make repayments for you. Also, the amount you can borrow will be affected by using a guarantor. This means you could potentially borrow more due to having someone co-sign the agreement.

Is it Safe to Apply Online through Personal Loans Now?

Absolutely, you can rest assured that using us to apply for high acceptance loans is a secure and safe process. We use a secure website to ensure that your personal details are kept private at all times. We will only share this with the lender you wish to continue with. We take your privacy seriously as an FCA authorised lender. Following strict guidelines to ensure you are protected when using Personal Loans Now. The lenders we connect you with are FCA regulated, following the same guidelines to ensure your safety.

How Much Can I Borrow with High Acceptance Loans Direct Lenders?

We can help you apply for between £1,000 up to £25,000 with high acceptance loans. But if you’re looking for higher amounts, then secured loans would be the best option. Secured borrowing can provide an amount between £10,000 and up to £250,000. This means you’ll have many options to receive a loan that works for you. The amount you can borrow will heavily depend on your current financial situation. A good credit score is needed for higher amounts. Anything above £25,000 needs something secured against the loan amount.

What Happens if I Miss Repayments?

If you miss repayments on a loan, you’ll need to contact the lender directly at the earliest opportunity. This way, you can look to agree on a suitable repayment time frame for any arrears that have built up. Ideally, before you apply for any form of credit, you’ll have worked out how much you can afford to spend each month. However, we know that the unexpected can happen, so contacting the lender quickly is the best course of action. If you continue to miss repayments, you run the risk of the lender taking legal action. They will be able to recover any missed payments or even request the full loan to be repaid.

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