Homeowner Loans

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* Affordable £2,000 – £25,000 Online!
RAPR 39.7%

FCA
Authorised
Loans from
£2,000 - £25,000
Instant
decision
Direct
lender
Bad credit
welcome

If you’re a homeowner looking for a loan, you have a great advantage! Apply for up to £25,000 today! We offer bigger loans with higher acceptance rates and you can be legible for same day payout, if approved! No security or collateral necessary! Apply now for our unsecured homeowner loans and get an instant decision.


How much do you need?

£2,000
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£5,000
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£7,500
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£10,000
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£20,000
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£25,000
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*Direct lender*
*Representative 39.7% APR* (fixed)
*If we can’t accept you, we’ll look for a lender who can*


Unsecured Homeowner Loans from Personal Loans Now


Lenders usually offer homeowner loans as ‘secured loans’. The big disadvantage of secured homeowner loans is that you risk losing your house if you cannot repay the loan. At Personal Loans Now, all our loans are unsecured. Borrow up £25,000 today without a guarantor and without putting your house at risk.



Advantages of our Homeowner Loans:

Unsecured loans
Our loans are unsecured, leaving all the risks behind.
High acceptance rates
We offer very high acceptance rates for homeowners.
Direct lender and broker
We are both a direct lender and a broker, significantly increasing your chances of approval.
Bigger loans
We offer between £2,000 and £25,000 with same day funding, if approved.

Some features of our unsecured homeowner loans include:

  • Speed – Unsecured homeowner loans are usually quicker because the lender does not need to check the value of your security when you apply.
  • Low risk – Our service allows you to take out a loan without risking your property through a secured loan or extending your mortgage.
  • High value – We can cover you for big improvements and extensions to your home – anything between £2,000 and £25,000, adding to the value of your property.
  • No paperwork – Our loans are completely online, so you can avoid dealing with paperwork.

What to Consider

Before taking out an unsecured loan online you need to check whether you can afford the loan repayments. Not keeping up with repayments can negatively impact your credit score. Some lenders make it hard to pay back unsecured loans, for example, by imposing a penalty if you try and repay early. However, at Personal Loans Now not only do we not charge a fee for early repayments, we even encourage it, helping you pay less interest in the long run.

Here are some frequently asked questions to help you make an informed decision before applying for one of Personal Loans Now’s unsecured homeowner loans:


FAQ’s


Am I eligible for a homeowner loan?

Can I get a homeowner loan with bad credit?

Is Personal Loans Now a homeowner loans direct lender?

You can apply if you:

  • Are aged 18 or over
  • Are a UK resident
  • Have a UK bank account
  • Have a steady source of income (this can be benefits)

Yes, poor credit doesn’t stop us from lending to homeowners. Although we have to carry out some credit checks as per the FCA requirements, we don’t base our decisions solely on your credit score, if we can see you can afford to take out our unsecured homeowner loans. Don’t forget, as a homeowner your chances of acceptance are far higher than a non-homeowner.

Absolutely. Personal Loans Now is a direct lender offering homeowner loans. But, we also go a step further. If we can’t fund you the loan ourselves, we act as an exclusive broker. This means that with your permission only, we will work with handpicked FCA lenders to get you the best deal available.



FAQ’s

Am I eligible for a homeowner loan?

You can apply if you:

  • Are aged 18 or over
  • Own a home in the UK
  • Have a UK bank account
  • Reside in the UK
  • Have a steady source of income (this can be benefits)

Can I get a homeowner loan with bad credit?

Yes, poor credit doesn’t stop us from lending to homeowners. Although we have to carry out some credit checks as per the FCA requirements, we don’t base our decisions solely on your credit score if we can see you can afford to make the agreed repayments. Don’t forget, as a homeowner your chances of acceptance are far higher than a non-homeowner.

Is Personal Loans Now a homeowner loans direct lender?

Absolutely. Personal Loans Now is a direct lender offering homeowner loans. But, we also go a step further. If we can’t fund you the loan ourselves, we act as an exclusive broker. This means that with your permission only, we will work with handpicked FCA lenders to get you the best deal available.


Alternatives to Homeowner Loans:

  • Remortgaging – This will help to free up some cash. But the downsides include potentially high upfront fees, and, remortgaging means paying interest for longer on the total amount owed.
  • A secured loan -This can be a good option if you need to borrow a large sum of money with a poor credit rating. However, the big disadvantage is, that if you fail to keep up repayments, the lender could seize your property
  • Long term loans – This can be a great solution if you need to borrow large amounts with a poor credit history. However, long-term loans usually come with very high interest rates.

We always encourage you to explore all your options before signing any loan agreement. You might just find that Personal Loans Now’s homeowner loans are the perfect option for you!


Unsecured Homeowner Loans UK

Why put your house at risk by turning to banks? Personal Loans Now is an FCA authorised direct lender and premium credit broker in the UK. We can provide large unsecured loans to homeowners with very high acceptance rates. Apply today even with bad credit and get between £2,000 and £25,000 same day, if approved.

Not a homeowner? Don’t worry! You can explore our online personal loans.


Apply now for homeowner loans from a responsible lender - Personal Loans Now Apply now for homeowner loans from a responsible lender - Personal Loans Now

Written by: Benjamin Evans
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