Personal Loans Now is an Introducer Appointed Representative of Monevo which is part of the Quint Group. Monevo Ltd is an online credit broker who has access to a vast choice of UK lenders. We care about making the loan process as easy as possible for you. Borrow between £500 and £25000* and receive an instant decision. We provide cash loans online for people with poor credit too. Find out how it works below.


The Loan Process

We have made the loan process simple and easy to navigate. You can be confident that Personal Loans Now will give you a smooth and reliable borrowing experience. Monevo can give you a loan decision within a few minutes. If you have been approved, the lenders will then send you a contract of all their terms and conditions and you can receive the money in your bank the same day.

How it works - Personal Loans Now

Step 1: Fill out the application form

How it works - Personal Loans Now
Step 2: Receive an instant decision
How it works - Personal Loans Now
Step 3: Money is transferred to your account
How it works - Personal Loans Now
Step 4: Repay the loan in your chosen instalments


What you need to be eligible for a Personal Loan

To apply with Personal Loans Now, you need to meet various lending criteria. Our borrowers must:

  • Be at least 18 years of age
  • Reside in the UK
  • Have a UK bank account

Working hand in hand with Monevo, Personal Loans Now offers market-leading technology that provides a high chance of approval. We put your requirements at the forefront, and you can contact us at any time with your queries. We don’t charge any fees for our services. However, some lenders on the panel do charge a service and we make this clear at the time of application. With Personal Loans Now, you will be under no obligation to take the loan that has been offered to you until you sign the loan agreement.

How it works - Personal Loans Now

What we offer

Personal Loans Now offers loans of up to £1,000 to £25,000* with an instant decision, even with bad credit. There is no application fee or guarantor needed. We use Monevo’s panel of FCA – authorised direct lenders who offer low APR rates, to try to help you find the best personal loan for you.

How do I apply?

All you need to do is fill out our online application form which will just take a few minutes of your time. We will ask you some questions such as your home address, employment details and monthly outgoings. This will help the lenders that Monevo forward your application to, give you an online decision the same day.

To apply to Personal Loans Now you do not need to have a perfect credit score. We believe in giving a chance to everyone, and we know affordability for a loan goes beyond your credit score. If we feel you can afford it, Monevo will try their best to find a suitable lender to provide it. Apply now for a personal loan and receive an instant decision. If you have any questions, look at our FAQ page where you can find answers to many frequently asked questions. For any additional concerns or require some more information about our loans, do not hesitate to contact us by via email or by calling us at 020 3946 6777. Worried about debt? Contact Money Advice Services or Citizen Advice.

How it works with Personal Loans Now