How it Works

Mon – Fri 9:00 – 17:30


PersonalLoansNow gives you access to the whole credit market through just one application form! Read on to find out how it works.


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One Simple Application


One application gives you access to all the best personal loan lenders.

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Get Personalised Rates


Get real-time rates instantly from multiple lenders (inlcuding us)

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Choose Your Loan


Choose who you want to work with. Your details will only be sent to the chosen lender!




Where Direct Lender meets Premium Broker




When you apply on our website, we’l first process your application as a direct lender. We’ve already lent over 50,000 direct loans in the UK.
If we can approve you, you will be funded same day. If we can’t approve you, we’ll connect you to Monevo! Monevo searches the market for the lowest rate lender that can provide you with the loan you want. Whether you need a private, personal or bank loan – we cover it all! You can then choose the loan you want from a list of personalised and competetive real-time loan offers!


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Check Rates
Click to see what rates we have for you!