Loans For Unemployed

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* Affordable £2,000 – £25,000 Online!
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Are you unemployed but need emergency cash? Personal Loans Now offer loans for unemployed and people on benefits as part of our credit on demand service. No guarantor is needed and you can apply even with bad credit! Apply now for up to £25,000 and get an instant decision.


Are you unemployed, or on benefits?
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Unemployed loans
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unemployed loan alternatives
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* People with poor or great credit score can apply
* No guarantor needed

There are lots of reasons that you can find yourself unemployed. You may be in between jobs, have just been made redundant, are a student or are unable to work due to a disability. Whatever the case, you could still find that you need the occasional extra cash injection to get you through a rough patch. Well, you’ll be happy to know that being unemployed should not hinder your attempts at securing a loan. Of course, this is long as you have a steady source of income and can afford repayments. However, if your income is very low or hard to prove, you may need to consider secured loans. For example, homeowner loans or pawnbroker loans instead.

Everything about our loans for unemployed in the UK


Benefit Loans

If you’re unemployed but in the receipt of benefits, you can still get approved for all types of loans. Many people think that the best loans for unemployed people on benefits are doorstep loans. This is because you can pay monthly or weekly and you don’t have to have a bank account. Also, the approval rate is high since all the interactions are face to face. Nevertheless, doorstep cash loans for unemployed people are not very well regulated and can be unsafe.

All in all, it’s safer and easier to apply for loans for people on benefits from direct lenders like Personal Loans Now. If we cannot offer you a loan, we aim to help you through Monevo Lender Panel even if you have bad credit. The range of products includes unsecured personal loans, payday and short term loans.

Personal loans for unemployed

I’m on benefits and need a loan fast, how long will it take?

Personal loans for unemployed

Do Personal Loans Now offer disability loans?

If you’re looking for instant cash loans for people on benefits, your best shot is to apply with an online loan lender providing same day loans for people on benefits. Rather than having to search through many lender websites, you can use a site like Personal Loans Now where you get the best of both worlds. We are a direct lender who can offer higher acceptance rates due to our access to Monevo’s large panel of lenders. As long as you can show that you have a steady income of benefits, we can try and help you get benefit loans today.

You’ll be happy to hear that our website may be able to provide you a loan, even if you are on disability benefits. If we can’t, we have links to a vast network of all types of online lenders. Some of the lenders Monevo work with offer same day loans for disabled people in the UK. You’ll need to have a steady cash flow of disability benefits and/or other income that will cover the cost of the loan. Online loans for people on disability benefits can be hard to find. But using Personal Loans Now can make the process quicker and easier.

If you do not have a job, you may find it more challenging to secure a loan even if you have a great income from benefits. Or, if you have a job but your income is hard to prove (such as if you’re self employed), lenders may refuse to lend to you. For this exact reason, Personal Loans Now not only provide loans for the unemployed, but if we can’t then we access Monevo’s large panel of lenders and their products to see who can approve you. Apply now and see how quickly it works!

  • Benefit loans
  • Loans for people on disability benefits
  • Panel of lenders specialising in loans for the unemployed
  • No guarantor needed


Personal loans  for unemployed

Unemployed Loans with No Guarantor

If you don’t have a guarantor or don’t want to use a guarantor, you can still get loans for unemployed people. This is as long as you have a steady income of some sort. For example, loans for single mums on benefits can be arranged as long as there is disposable income from the benefit payments to cover the cost of the loan. Of course, if you do not have a job, getting a loan with a guarantor is likely to be easier as guarantor loans tend to require less income verification and affordability checks.

Personal loans for unemployed

Can I get loans for unemployed with bad credit and no guarantor?

Personal loans for unemployed

Will I find guaranteed loans for unemployed people in the UK?

If you have a poor credit score and unemployed, your options will be limited. But you can still find lenders that offer loans for unemployed people with bad credit and no guarantor. At Personal Loans Now, we can help you find the right no guarantor loans direct lender for your needs with just the click of a button. The best part is that there are no fees for our service. Still, we always recommend that you try and improve your credit rating before applying for cash loans for bad credit and unemployed people.

If a lender offers you a guaranteed loan when you are unemployed or on a low income, something is not right. Every responsible lender is legally required to check that you can afford to repay your loan. This will avoid putting you under further financial duress. To put it bluntly, quick loans for the unemployed with no credit checks are most likely illegal. Luckily, most lenders care more about your ability to repay the loan rather than your credit history. So, we don’t offer guaranteed loans, we have quite a high approval rate for people on benefits or low income. This is due to our credit on demand scheme that has access to a wide range of unemployed bad credit direct lenders.

How fast can I get a loan for unemployed people?

This depends on the lender. Instant cash loans for the unemployed can be hard to find online, and we are one of the few companies who can help you. If you’re approved and accept the loan offer, the fast unemployed cash advance loan is normally sent same day. Most lenders are reluctant to offer these loans because they may need further verification of your income. However, once approved, most lenders payout unemployed loans on the same day.

  • Bad credit loans for unemployed people
  • Guarantor loans and no guarantor loans available
  • Strict responsible lending policy
  • Higher acceptance rates


Unemployed Loan Alternatives:

If you’re unemployed and need a loan quickly and you’re worried about your poor credit score, unemployed loans are not the only option available.

  • Payday loans for unemployed – Once approved you can take smaller loans for shorter periods of time. But it may be harder to get approved for.
  • Cash Loans to your door for unemployed people are convenient and good without a bank account. However, there are usually charges and very high-interest rates on these loans.
  • Personal loans UK for the unemployed don’t require you to put up any possessions as security. However, this again is difficult to find as the risks are higher. Lenders are more inclined to lend to people with a good credit score.
  • Credit cards for the unemployed offer a flexible repayment plan. The interest rates are usually higher, and the credit limit will be lower too. This is a good option for people with a bad credit history.

We always encourage you to research all your options before signing any agreement. In some cases, Personal Loans Now loans for unemployed may be the perfect option for you.



Loans for Unemployed from Personal Loans Now

Personal Loans Now specialises in trying to help you find a loan whatever your situation may be. With Credit on Demand, we are confident that if you deserve and can afford to take a loan, we will be able to or our associates via Monevo will be able to help you. Whether you’re unemployed, on benefits or have bad credit, we’ll happily review your application. Apply now to borrow a loan of £2,000 up to £25,000*. You’ll receive a loan decision within 90 seconds. If approved, you could receive the total amount with same day payout.

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