The Ultimate Personal Loans UK Guide
Learn how to use Personal Loans UK effectively.
Personal Loans Now presents a guide on finding and using personal loans based on your individual circumstances. It is split into three sections: Basic Information about Personal Loans, Personal Loans Interest Rates and Repaying a Personal Loan.
As personal loans are becoming an increasingly popular option, UK citizens often find themselves overwhelmed by the sheer amount of options available. Struggling to understand the terms and conditions and propelled by the urgent need to get money fast, many apply for loans that are unsuited for their situation and requirements. This can often result in a more expensive loan than necessary, and in some situations, it can have dire consequences should they be unable to meet the repayments.
We’ve decided to tackle this problem by creating this free guide that covers every aspect of personal loans in clear detail. Look through the sections below and click on any title that interests you – it may just save you from ending up with the wrong personal loan.
Basic Information about Personal Loans UK
In this first section of the guide, you will learn all the basic information you will need on personal loans. This includes the historical background of personal loans, and who they are available for, and why you may need one. Furthermore, we will direct you on how to apply for loans and decide which personal loan is the best for you. Every personal loan comes with strings attached – but they all come under the regulation of the FCA.
|Chapter 1:||Get the Lowdown on Personal Loans||Chapter 2:||Applying for a Personal Loan|
|Chapter 3:||The Benefits of Personal Loans||Chapter 4:||Personal Loans, Overdrafts and Credit Cards|
|Chapter 5:||Joint Personal Loans||Chapter 6:||Best Loan Rates: Where Do I Start?|
|Chapter 7:||Common Questions about Unsecured Personal Loans||Chapter 8:||The Ins and Outs of Personal Loans|
|Chapter 9:||Personal Loans – Identification and Proof of Income||Chapter 10:||Personal Loans and Credit Unions|
Personal Loans UK: Interest Rates
Next, Personal Loans Now guides you through interest rates. The articles in this section explain the facts and figures of personal loan interest rates and APR. Learn how to tell exactly how much a personal loan is going to cost you from start to finish. Personal Loans Now will discuss how interest rates differ for unsecured loans and finally, how to make the right choice of a personal loan to fit your needs. We recommend you use the advice services calculator to work it out what you should expect to pay when you take out a loan.
|Chapter 1:||Facts about Interest Rates on Personal Loans||Chapter 2:||Personal Loans Rates and APR|
|Chapter 3:||Personal Loans UK Interest Rates||Chapter 4:||Interest Rates on Unsecured Personal Loans|
|Chapter 5:||Compare Personal Loans – Make the Right Choice|
Repaying a Personal Loan
In the final section of the guide, Personal Loans Now discusses the rules of repaying personal loans. We will answer many questions, such as: Can I repay early? What happens if I cannot make the payment on time? Finally, we will discuss whether it is worth taking one out and the affordability of a personal loan.
|Chapter 1:|| Understanding Loan Repayments and Overpayments
||Chapter 2:||Personal Loans And Affordability|
Personal Loans UK from Personal Loans Now
Need a personal loan? You can apply for up a loan between £500 and £25,000 with Personal Loans Now and receive an instant decision, even if you have bad credit. We are an introducer to Quint Group Limited, an FCA-authorised credit broker, so you can be sure that your loan is perfectly safe. Apply now and, if approved, you could receive the money today!