£75,000 Loan

APPLY NOW Get your Pre-Approved Rates
We search the entire loan market,
so you don't have to, without affecting your credit score!

You can easily compare and choose the best loan for you, from £2,000 to £25,000.
PersonalLoansNow's Loan Options on an iPhone

If you want to find the best available rates on a secured £75,000 loan, we can help you find them with one application. Using our credit on demand system, we can connect you with 40+ direct lenders. All are willing to help you get the secured loan you need. Taking just 3 minutes to complete, one application will provide you with a personalised table of offers. Click apply now to see what deals are available on £75,000 home loans today.

Apply Now!

What is £75,000 Home Loan?

A home loan is a secured loan that allows higher amounts of money to be lent, secured against personal assets. This can be something like your vehicle or property, with a home loan specifically being the latter. We offer secured borrowing up to a maximum of £250,000, provided you have the collateral to guarantee it. With a £75,000 loan, you’ll have the funds to cover many large purchases. This could be any much-needed home improvements, or even a brand-new car, for example. At Personal Loans Now, we’ll find the best rates on £75,000 loans available for you. We’ll provide a personalised table of offers all without a credit check.

Whatever you choose to use the £75,000 home loan for, you’ll need to ensure you have the personal assets to guarantee it. A lender would be taking a bigger risk when lending high amounts of money to you. This is why personal property would need to be agreed to secure against the loan. If repayments on a £75,000 loan were to be missed, the secured property would be used to recover the arrears. For this reason, you would need to ensure you’re happy with applying for a large secured loan.

Am I Eligible for a £75,000 Loan?

Am I Eligible for a £75,000 Loan?

To be eligible to apply for a £75,000 loan, you will need to ensure you can meet the following eligibility requirements:

  • You must be 18 years old or above
  • You are a current UK resident
  • You have a UK bank account
  • You have a regular source of income

Meeting the above criteria will enable you to take advantage of our quick application process. It will let you see your personalised table of offers as well. Please note, meeting the above criteria does not guarantee you’ll be approved for the loan amount you want. A credit check and assessment of your affordability will still be needed. Additionally, you’ll need to have the personal assets available to secure the loan amount. This will need to be stated within the application. If you have any queries regarding the application process, please don’t hesitate to contact us. Our friendly customer service team can provide you with further information.


Why Should I Apply for a £75,000 Home Loan through Personal Loans Now

Applying for a £75,000 loan through us offers many advantages that you can’t find anywhere else. It takes just 3 minutes to complete a loan application through us. You’ll receive a decision and funding on the same day for a quick turnaround. Other benefits include:

  • Fully Online Application – our online process means you can apply and get approval all on the same day. Without waiting for paperwork to sign.
  • Low APR Rates – we search the entire market, so you don’t have to, to find secured loans that are best for you.
  • High Acceptance Rates – we’re proud of our high approval rates. We’ve helped 50,000 people already get approved for a loan, with us eager to help more.
  • Instant Approval – a decision will be made in just 90 seconds once your application is submitted.
  • Same Day Funding – once approved, you will receive the loan into your bank account on the same day.
  • FCA Authorised Lenders – we only work with FCA authorised lenders like us. We ensure responsible lending at all times to our customers.

Apply for Personal Loan Now

If you want to start finding £75,000 loan lenders that offer the lowest rates and a quick decision, click apply now. We can get started today finding you the best offers.

Apply Now!

£75,000 Home Loan with Bad Credit

If you currently have fair or bad credit, there may still be an online direct lender who can help you with a £75,000 loan. We consider more than just your credit rating, if you have the proven affordability to make repayments. There is every chance you may get the approval you’re looking for. If you have bad credit, you’ll need to consider a few things about the loan offers available to you. They may involve higher rates of interest and/or longer repayment terms. You’ll also need to be able to offer collateral that can secure the £75,000 loan you’re applying for.

We strongly advise that you consider your current financial status before applying for a £75,000 home loan. You will need to ensure you can afford the repayments first of all. The risk would be the collateral for the loan being used if you fall into financial difficulty. Like with any loan, you should assess your current affordability first to ensure you’ll not be overextended.

£75,000 Loan FAQs

Can I Get a £75,000 Loan Unsecured?

No, the maximum amount you can borrow unsecured through us is £25,000. Due to the higher risks involved for a lender, any amount higher would need to have collateral secured. If you want to apply for an unsecured loan, our personal loans would be the best option for you. If you don’t have the personal assets to cover a £75,000 home loan, you would need to consider why you need a large amount. If you can’t cover the loan in the event of financial difficulty, it may be best to reconsider.

Can I Borrow More than a £75,000 Loan?

Yes, we can offer secured loans up to £250,000 here at Personal Loans Now, as long as you have the personal assets to match. If you want to borrow a higher amount of secured lending, you’ll need to consider how long this will take to repay. You’ll also need to consider how much interest you will be required to pay back. If you want to see an approximate, use our handy secured loan calculator to work this out instantly. This way, you’ll be able to see how much a lender will expect you to pay in interest against the loan.

Do I Need a Credit Check for a £75,000 Home Loan?

Yes, all lenders require an applicant to undergo a credit check as part of the approval process. Any lenders you find that offer to do so without a credit check should not be used and reported to the FCA. As responsible lenders, a credit check is performed to ensure the loan you want will not overextend you. This will protect you, and in the process, protect the lender from taking an unnecessary risk. If you’re not sure what your current credit score is, we recommend you contact a credit reference agency. For example, Experian or Equifax will be able to detail this for you.

What Happens if I Miss Repayments on a £75,000 Home Loan

If repayments are missed, you should contact the lender at the earliest opportunity. Most lenders will be able to agree on a suitable time frame for you to pay back any missed payment. However, where this can’t be agreed or repayments continue to miss, you’ll risk a lender requesting full repayment. This can even mean your collateral being used to clear the debt. You should work out what you can afford before applying for a loan. This way you can see exactly what your disposable income is after all your essential bills are paid.

Is it Safe to Apply Online for a £75,000 Loan?

Yes, absolutely, we can ensure that your personal data and application are kept private online. It will only be shared with the lender you want to continue your application with. As an FCA authorised lender, we can ensure your best interests are always in mind. We’ll also ensure by using our secure website, you are not at risk. The lenders we connect you with are FCA authorised and follow responsible lending guidelines. This ensures your customer experience is the best it can be. We have helped 50,000 people apply and receive the funds they have been approved for securely online into their bank accounts. We want to help do the same for you.

Apply Now

Apply now for personal credit and get an instant decision!