Apply for a Short-Term Loan that Works for You

How much do you need?
£1,000 £2,000 £3,000 £5,000 £10,000 Other

Affordable £1,000 to £25,000 Online!

Representative Example: Borrow £10,000 for 24 months, 24 monthly repayments of £578,37. Total repayment £13,880.88, interest rate p.a. (fixed) 39.7%. Representative APR 39.7%.

Application takes
3 minutes
UK lender
Call us: 020 3946 6777
Bad credit

Why Personal Loans Now’s Short Term Loans are so awesome

  • Borrow any loan amount between £1,000 – £25,000
  • No hidden costs or fees
  • Higher acceptance rates even with bad credit
  • Fill out our one simple application form
  • Loans for all credit types
  • Instant decision on all our loans
  • Receive money in your bank account the same day, if approved

Handle Emergencies with Personal Loans Now’s Short-Term Loans

Emergencies happen, and many times they bring with them sudden, unexpected expenses. Many people who find themselves in these circumstances don’t have access to the money they require and turn to short term loan lenders to cover the expenses. If you find yourself in such circumstances, you may consider applying for credit with Personal Loans Now.

Personal Loans Now’s short-term loans are a secure and simple way to get the funds you need fast. You can avoid the hassle of filling a long application form or the time spent travelling to get finance and waiting at a storefront lender. You can apply for the loan you need, online or on your smartphone, in the comfort of your own home or while you are out and about, whether it’s at night, during weekends and even on bank holidays.

Our application form is very easy to fill out, and we provide an instant decision on all our loans. If approved, the money can be funded into your bank account the same day! Moreover, our customer support team is available Mon – Fri 9.00-17.30 by phone. Alternatively, you can chat with us online.

The Best Short-Term Loans in the UK

At Personal Loans Now, you can rest assured that we are fully authorised and regulated by the Financial Conduct Authority. Our short-term credit options are perfectly designed to help people who need money fast. Our online loan application process is simple and straightforward, and requires just four things:

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Hold a UK bank account

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A resident in the UK

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Be at least 18 years of age

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Proof of a regular salary

We know that every customer is unique. We also understand that the ideal way to give a customer peace of mind is by allowing them to choose the loan product that works best for their individual circumstances.


Convenient Short-Term Personal Loans

As an online direct lender, we do not require in-store visits where they are full of long lines and involve lots of paperwork. Personal Loans Now is here to make the lending process as smooth as possible. If you’re in need of a short-term personal loan, you’re in good hands. You can set up scheduled payments that will be automatically deducted from your debit card on fixed dates each month – at no extra cost. These options enable customers to choose the amount they want to borrow. It also lets them decide on a repayment schedule that fits their unique financial circumstances.

When you require credit for an unexpected expense, relying on borrowing money from family and friends can get complicated. If you do not have relatives or friends that can lend you money, consider applying with Personal Loans Now. At Personal Loans Now, we provide an automatic deduction of regularly scheduled payments from either your bank account or debit card. In this way you never have to be worried about late or missed payments.

Learn More About Personal Loans Now’s Online Short-Term Loans

If you want to find out more information regarding how our loans work, visit our How It Works page or contact us. Or, if you are ready to apply now, start your application by clicking below!

Click here for our application form

Can I Get a Short Term Loan with Bad Credit?

Yes. Some online lenders, like Personal Loans Now, specialise in short-term loans for prople with poor credit. A bad credit history doesn’t stop us from lending to you if we can see that you can afford the repayments and are responsible with your money. We weigh affordability over credit score. If you have poor credit and you need money for an emergency expense, don’t let your poor credit history prevent you from applying with us. Apply now!

Do You Offer Short Term Loans with No Credit Check?

We don’t provide short term loans with no credit check as we believe in safe and responsible lending. Any lender offering no credit check loans doesn’t consider your financial stability which can lead you into severe debt problems.

The FCA doesn’t recommend short term loan lenders to provide loans with no credit check in the UK to protect the customer financially. Even if you have bad credit there are many short term loan direct lenders who will be happy to fund you the loan you need, so don’t put your finances at risk.

Is Personal Loans Now a Short Term Loans Direct Lender?

Yes, Personal Loans Now is both a premium short term loans direct lender and credit broker in the UK. With this advantage, we provide higher acceptance rates on all our loans. If we can’t fund you the loan ourselves we will work with Monevo, a powerful platform of trustworthy short term direct lenders in the UK. Apply with Personal Loans Now today and enjoy the benefits of both a short term loans direct lender and credit broker!

What Can I use Personal Loans Now’s Short-Term Loans for?

Our short term loans are designed to help people financially when an unexpected emergency expense crops up, such as a broken-down car, or a hole in the roof. Taking on a loan is a very big commitment. When taking out a loan you should always have a very good reason for it. Whether it is of small-value or a bank loan worth hundreds or even thousands of pounds. Not being able to repay on time can have significant consequences on a customer’s finances and credit for the future. That said, once the funds have been funded into the bank account of the approved customer, it’s their choice how they wish to use it.

Why should I Choose Personal Loans Now over Another Lender?

We have already helped over 50,000 people in the UK get credit in their time of need. We are a fair and responsible lender treating every customer with the respect they deserve. As an unsecured direct lender and credit broker we can provide higher acceptance rates for all types of credit scores. Apply now for our short term loans and get an instant decision and same day payout if approved!

Apply now for short-term loans from responsible lender - Personal Loans Now Apply now for a short term loan from responsible lender - Personal Loans Now

Written by: Kylie Jenson
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