Unsecured Loans

FCA
Authorised
Loans from
£500 - £25,000
Instant
decision
One application,
many lenders
Bad credit
welcome

Can I get unsecured loans for bad credit in the UK? Yes, you can. Personal Loans Now offers access to Monevo’s panel of direct lenders. They specialise in funding unsecured loans for people with bad credit, ranging from £500 up to £25,000*. Get an instant decision, and once approved you will be funded the total loan amount into your bank account, the same day. We only deal with FCA-authorised direct lenders. Apply now for the loan amount that’s perfect for you!


Are you looking for unsecured loans for bad credit from a direct lender?
Apply now and get an instant decision!

Bad Credit Loans
Unsecured loans
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Low rate unsecured loans
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Unsecured business loan alternatives
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* People with poor or great credit can apply
*No guarantor needed


Everything about our unsecured loans for bad credit


Unsecured Bad Credit Loans

Getting an unsecured loan for bad credit in the UK is possible. By definition, unsecured personal loans tend to be a bit more expensive as the lenders need to balance the risk. In contrast to secured bank loans, private unsecured loan providers in the UK do not take any security to guarantee the loan. The best UK lenders will give you an instant decision so you can receive the money in your bank account on the same day. With payday loans, we always recommend working directly with the lenders. However, personal loans are a bigger and more significant product, so applying with FCA authorised loan brokers will often get you the best deal faster.

Unsecured Loans - Personal Loans Now

Can I get unsecured loans for bad credit with no guarantor?

Unsecured Loans - Personal Loans Now

Can I trust unsecured loans for bad credit from direct lenders only?

Yes! Getting unsecured personal loans for bad credit with no guarantor is possible. At Personal Loans Now, you can apply no matter what your credit score is, and we will never ask for a guarantor. We have access to some of the best direct lenders in the UK; who specialise in offering these loans for people with bad credit and no fees. Apply now and let Monevo do the hard work of finding the most suitable lender for your unsecured loan with no guarantor for any loan amount between £500 up to £25,000 from their panel of FCA direct lenders.

If you are looking for reliable unsecured personal loans for bad credit online, you can look into both brokers and direct lenders as long as you check that they are authentic by considering these two significant points:

  • That the website is secure.
  • That the direct lender is fully authorised and regulated by the FCA. (You should be able to find a clickable FCA number on the lenders’ website).

In this way, you can be sure that you are in safe hands. We have access to unsecured bad credit loans from Monevo’s extensive panel of FCA direct lenders.

Can I get unsecured loans with no credit check?

You may be tempted to opt for guaranteed unsecured personal loans with no credit check, but remember that these loans are illegal in the UK. By giving your private and confidential information over to illegal loan companies you will be putting yourself and your finances at risk. Instead, search for bad credit unsecured loans in the UK. We at Personal Loans Now will always do our utmost to ensure you get the right unsecured loan for your situation, regardless of your credit score.

  • Unsecured loans for people with bad credit
  • No guarantor needed
  • No application fee
  • Instant decision
  • Direct lenders panel


Personal Loans Now - unsecured loans

Unsecured Business Loans

Unsecured business loans in the UK are loans that don’t require security. This is a great funding option for businesses that don’t own many assets, new businesses that don’t want to offer security, or for companies that are growing rapidly and require finance quickly. Personal Loans Now offer unsecured loans from £500 up to £25,000 from reliable and trustworthy direct lenders with an instant decision, which you can use to fund your business.


Can I get unsecured business loans with Personal Loans Now?


Where can I find the best unsecured business loans with low rates?

We don’t specifically offer businesses loans. However, we do offer unsecured loans that can be used to fund your business. To qualify for a loan from Personal Loans Now you must be:

  • A UK citizen
  • Hold a UK bank account
  • You must be at least 18 years of age
  • Have a steady source of income

When applying with us you can be assured that we only work with direct lenders who are fully FCA authorised and have your best interests in mind.

Personal Loans Now offer some of the best unsecured loans rates available in the UK. Lenders that provide unsecured business loans are putting themselves in a far riskier position then secured loan lenders who can sell the assets to replace the loan if anything goes wrong. Therefore unsecured loans will usually have higher interest rates attached. Even if you do find a lender offering low interest rates on unsecured business loans check to see if there are any hidden fees.

  • Unsecured business loan alternatives
  • Instant decision online
  • Best unsecured loan rates
  • No application fee
  • High acceptance rate



3 Things to Consider Before Taking on an Unsecured Loan

  1. Is it necessary?
  2. If you need money urgently, it’s tempting to rush to apply for an unsecured short term loan in the UK. However, it’s very important to seriously consider if you really need to borrow the money.

  3. How Much Do You Need?
  4. Think carefully about how much you need. Don’t borrow too little because you will have to borrow again, and don’t borrow to much because it will be more expensive.

  5. How Will You Repay?
  6. This may seem like an obvious point but many people forget to consider this. Take a serious look at your monthly expenses to ensure that you can afford the repayments.


Unsecured Loans from Personal Loans Now

For many people in the UK, unsecured loans are the best option for obtaining credit. At Personal Loans Now, we promise always to do our best to ensure you get the right unsecured loan with no guarantor. Even with a poor credit score, we won’t keep you waiting – you’ll receive an instant decision in just 90 seconds, with same day payout of £500 up to £25,000 if approved. The interest rate is much lower than payday loans, and the monthly repayments are far more affordable. Better affordability means higher acceptance rate for people with both poor and bad credit. Apply now for an unsecured loan with an instant decision even if your credit history is far from perfect.


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Written by: Kylie Jenson
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